Legal · Updated October 27, 2026
Terms of service
These terms govern the use of Thesis Almanac (thesisalmanac.com), provided by Juan Daniel Delgado Montesdeoca, NIF 54053982A, delgadocon@gmail.com ("we"). By creating an account or subscribing you accept them.
1. The service
Thesis Almanac is an index of free third-party investment theses. Search, filters and ticker pages are free. With an account you can follow tickers and get emails; the Free plan includes following 2 stocks and the weekly digest; the Pro plan raises the watchlist to 20 stocks and 5 sectors, and adds same-day alerts, return against the benchmark at 1, 3 and 6 months, the author leaderboard, a quality score on every thesis, and trending-stock and video alerts. Linked content belongs to its authors. Nothing published is investment advice (see the disclaimer).
2. Account
You sign in with a link sent to your email. You are responsible for access to that email. You can delete your account at any time from Account.
3. Pro subscription, price and automatic renewal
Pro costs €3 per month or €28 per year, VAT included. Payments are processed by Stripe. The subscription renews automatically at the end of each period for the same amount until you cancel. If we change the price we will tell you at least 30 days in advance, and it will apply from the next renewal.
3a. Launch phase and founding members
During the launch phase there is no payment: every registered user gets all Pro features for free, and the first people to sign up in that phase, up to the number of spots announced on the pricing page, are founding members. When we switch on payments we will email you in advance and the account will move to the Free plan unless you subscribe to Pro; nothing is charged automatically. Founding members will then get 50% off Pro for as long as they keep the subscription, and if they follow more than 2 stocks none will be deleted or paused, although they cannot add more while on Free.
4. Cancellation and plan changes
You can cancel in one click from Account (Manage subscription). You keep Pro until the end of the paid period and it will not renew; periods already started are not refunded, except as set out in section 5 or where the law requires. You can switch between monthly and yearly; proration is automatic. If the account returns to Free with more than 2 tickers, none are deleted: the 2 oldest stay active and the rest (and any followed sectors) are paused.
5. Right of withdrawal (EU consumers)
As a consumer you have 14 calendar days from purchase to withdraw without giving a reason. When paying, you expressly ask for the service to start immediately and acknowledge that, as digital content and services supplied with your consent, you lose the right of withdrawal once the service has started (art. 103(m) of Spanish Royal Legislative Decree 1/2007). If you still wish to exercise it before using Pro, write to delgadocon@gmail.com.
6. Acceptable use
You may not scrape the index in bulk or automatically for resale, bypass plan limits or use the service unlawfully. We may suspend accounts that do.
7. Liability
The service is provided "as is". We do not guarantee that linked theses are accurate, complete or available, or that emails arrive without interruption. We are not liable for investment decisions based on the content. None of this limits your statutory consumer rights.
8. Changes to these terms
If we change them materially we will email you in advance. If you disagree, you can cancel before they take effect.
9. Governing law
These terms are governed by Spanish law. If you are a consumer you may bring proceedings in the courts of your place of residence. You may also use the EU online dispute resolution platform.
Contact
Juan Daniel Delgado Montesdeoca, NIF 54053982A, delgadocon@gmail.com